The 5 Best Business Insurance Brokers in London for Smarter Risk Management
Business insurance policies can be difficult to compare, especially when coverage limits and exclusions vary between providers. The best business insurance brokers in London can help business owners understand their options and identify policies that suit their operations.
Our team researched and compared local brokers based on their credentials, pricing structures, and policy offerings. We also examined their services to help business owners identify providers that meet their insurance needs.
This guide contains our selected brokers and the key factors worth considering before you commit to a policy.
How much does hiring a business insurance broker cost in London?
Hiring business insurance brokers in London rarely carries an upfront charge because they usually earn an agreed commission of 10% to 35% built directly into the underwriter’s premium.
| Option | Typical Price |
|---|---|
| Low-Risk Sole Trader / Desk Consultant | £70 to £300 |
| Medium-Risk (Retail Shops, Cafés, Offices) | £150 to £1,500 |
| High-Risk (Construction, Logistics, Heavy Industry) | £800 to £5,000+ |
1. eCOVERS Insurance Broker
Website: https://ecovers.co.uk/
Address: The Gherkin, 30 St Mary Axe
Contact: +44 20 8125 7662 / [email protected]
Hours: Monday-Friday: 8:00 AM-6:30 PM, Saturday: 9:00 AM-5:00 PM
eCOVERS pairs dedicated broker support through quotations and claims with access to specialist markets. That continuous contact prevents you from repeating your company history to a stranger if a dispute strikes later.
We spoke to their staff about high-risk commercial setups. They walked us through custom liability packages combining employers’ liability with professional indemnity.
Their brokers also place insurance for difficult operations like demolition and scaffolding. Furthermore, they cover firms carrying previous insurer declines or convictions.
The trade-off is that unusual or high-risk commercial covers can’t be bought in a single sitting online. You must speak directly to a broker who assesses the underwriting details manually.
Customer Reviews
Exceptional professional service and competitive quotes
I am writing to highly recommend ECovers for their exceptional professional service and competitive quotes. We have had two recent experiences with them that exceeded our expectations.
In August 2025, Adina Mitu from ECovers provided us with excellent and highly professional service for our company insurance needs.
More recently, this month, Elena Cinatti from ECovers assisted us with our fleet insurance, again delivering outstanding service.
Throughout both processes, ECovers demonstrated excellent communication and a very good understanding from a tradesman’s point of view. Their staff were consistently helpful and professional, taking the time to explain everything…
— TSS ACCOUNTS | Google Review
Always quick with their responses
Andrei went up and down to help me with my new fleet insurance and later on with the other insurances needed. I’m more than happy to work with this company as they are always quick with their responses, offer a complete guidance and they offer the best prices on the market.
— Liviu Georgescu | Google Review
2. Superscript
Website: https://gosuperscript.com/
Address: Level 3, 16 Eastcheap
Contact: +44 333 772 0759 / +44 20 3514 5968 / [email protected] / [email protected]
Hours: Monday-Friday: 9:00 AM-6:00 PM
Superscript blends fully digital, customisable small-business insurance with specialist advisory broking. This serves emerging sectors effectively.
Being able to adjust your policy without extra amendment fees keeps your budget intact as team headcount climbs.
Founders in artificial intelligence, gaming, and fintech can bundle cyber protection and equipment covers through a dedicated broking division.
Moreover, having a 24/7 claims phone line gives remote operators peace of mind when incidents happen outside normal trading hours.
The catch sits in their fee schedule if your plans change quickly. They charge a £15 cancellation fee inside the first 14 days and £25 thereafter per transaction, except for specified add-on covers.
Customer Reviews
No jargon, no hidden hurdles
Sorting out business insurance is usually a chore, but the team at Superscript were incredibly efficient. They were responsive during the quote stage and kept up that same energy with the follow-up. No jargon, no hidden hurdles, and a very straightforward process from start to finish. It’s easily the most painless experience I’ve had with a provider in this space.
— Mitesh Shanbhag | Google Review
Absolutely wonderful service from Superscript
Absolutely wonderful service from Superscript and amazingly competitive. The consultant Sunny was just extremely helpful and friendly with it. I also have a business policy with Superscript and that is also very competitive. Would have no hesitation in recommending.
— Gary Stewart | Google Review
3. Fenchurch Insurance Brokers Limited
Website: https://fenchurchinsurance.com/
Address: 37-39 Lime Street
Contact: +44 20 7173 9830 / +44 20 7173 9831 / [email protected]
Hours: Monday-Friday: 9:00 AM-5:00 PM
Fenchurch Insurance Brokers works with Meliora ESG to help businesses assess environmental risks. The partnership combines environmental site surveys with Environmental Impairment Liability insurance.
The surveys help identify potential contamination and costly cleanup risks. Businesses can then explore suitable insurance coverage to protect against certain environmental liabilities.
Their broking team focuses heavily on hazardous contracting sectors like asbestos removal, demolition, and roofing.
When a heavy property dispute lands, having access to an in-house claims team and chartered loss adjusters prevents long cash flow delays.
They also offer health and safety reviews alongside commercial cyber packages to protect sensitive project data.
The plain downside for demolition firms is the starting premium. Fenchurch’s specialist demolition and soft-strip insurance starts at £3,000, which can be a serious commitment for smaller contractors.
Customer Reviews
Paul took time to fully understand our needs and requirements
Fenchurch Insurance have helped us with our Commercial Insurance renewal and we have been really pleased with the level of service we have received. Not only have they been easy to deal with but they are also extremely professional and knowledgeable. We soon realised that the level of service was going to be at a much higher level than we had experienced in the past – Paul took time to fully understand our needs and requirements. The policy recommended has given us high quality cover at an excellent price. …
— Chris Harrington | Google Review
honest, transparent and pain free
We have used Paul to provide our business insurances and personal contents insurance for a number of years and found his approach honest, transparent and pain free. I would and frequently do recommend him to colleagues and friends alike.
— James Winnister | Google Review
4. Konsileo Insurance
Website: https://konsileo.com/
Address: 27 Old Gloucester Street
Contact: +44 20 8148 9492 / [email protected]
Hours: Available 24/7
Konsileo Insurance helps businesses manage their insurance policies through its RISKUBE digital platform. The system keeps policy documents, risk information, and broker communications in one place.
A mortgage broker friend used the platform to organise insurance information for different units. This made it easier to review existing coverage and keep track of potential property risks.
The team also connects businesses with independent commercial insurance brokers across the country. Their network includes specialists who understand the insurance needs of manufacturing, healthcare, and hospitality businesses.
Beyond policy management, the company provides practical advice on how to reduce business risks.
However, businesses should review the cancellation terms before committing to a policy. The firm may retain commissions and professional fees if a client cancels mid-term without arranging replacement coverage, which could limit the amount refunded to businesses.
Customer Reviews
Genuinely wants the best result for her clients
Lesley has recently helped me sort my business insurance during a busy period when I was really struggling for time to review it. Lesley is very patient and professional and you can tell she genuinely wants the best result for her clients. It’s a huge comfort to know such an important but complicated element of the business has been handled properly which brings peace of mind that I won’t be caught out if I need to make a claim. Massive thanks to Lesley, I couldn’t recommend enough!!
— Paul Melrose | Google Review
Great competitive quotation
Steve Marrs of Konsileo gave me a great competitive quotation which i purchased for my business insurance and hopefully, i may never need to claim. But i know that i fully covered and also know the contact sellar to speak to, if i ever need to make a dreaded claim, which lessens anxienty.
5. Premier Insurance Services Ltd
Website: https://premier-insurance.co.uk/
Address: 49 Grosvenor Street, Mayfair
Contact: +44 20 8908 2426 / WhatsApp: +44 7954 331362 / [email protected]
Hours: Monday-Friday: 9:00 AM-5:30 PM
Premier Insurance Services specialises in commercial insurance for businesses with complex risks. The brokerage works with UK insurers and Lloyd’s syndicates to find suitable coverage for clients who may struggle with standard policies.
The team reviews policy terms to identify exclusions that could affect future claims. Their experience covers hospitality venues, landlords with multiple properties, and businesses with previous fire-related claims.
Moreover, they help clients communicate with insurers when they need to make a claim. This claims support comes at no additional charge.
Just keep in mind that monthly premium payments may involve additional finance charges. Businesses that want to minimise these costs should compare the total monthly payment amount with the annual upfront premium before choosing a payment plan.
Customer Reviews
Saving us thousands and secured us better cover
Can not recommend Nifthy & Premier Insurance enough! Nifthy recently organised our new business insurance, saving us thousands and secured us better cover. He acted quickly and was professional throughout the entire process – Thank you Nifthy!!
— Alex nunn | Google Review
Guiding me through commercial insurance
I am incredibly grateful for the support and assistance provided by Ruby Degun. She was professional, polite, and extremely helpful in guiding me through commercial insurance. Her knowledge and dedication ensured I got a great price, and she made the entire process smooth and stress-free. I highly appreciate her efforts!
— Runeba Begum | Google Review